Paying For College, Submitting FAFSA |
The CSS Profile (College Scholarship Service Profile) is an additional financial aid form required by a large number of private colleges and a few public institutions. The CSS Profile utilizes a separate, more comprehensive formula called Institutional Methodology (IM), compared to the one used for the FAFSA. IM aims at providing a more expansive look at the family’s financial situation compared to what the FAFSA offers. Colleges utilize this methodology to determine eligibility for institutional funds only (not federal or state).
The Profile is not free: There is a $9 registration fee and an additional $16 for each school requiring it. There are unlimited fee waivers! But these are not paper fee waivers, nor are they fee waivers in which counselors and advisors have a set amount to distribute. Rather, the student will find out whether or not they are eligible for the fee waivers after they have completed the CSS Profile, based upon income and other factors reported on the form. If students are eligible they are automatically provided the fee waivers at the time of submission.
Similar to the FAFSA, the CSS Profile goes live on October 1 of each year. Deadlines may vary based on the school and by the way you are applying: Regular Decision, Early Action, or Early Decision.
Important links and resources:
Provided by:
Paying For College, Submitting FAFSA |
The FSA (Federal Student Aid ID) is a self-selected username and password that is an important first step of the federal financial aid process. The FSA ID serves as a legal signature in order to submit the FAFSA. Both the student and one parent (dependent students only) will need to create unique and separate FSA IDs. In a two-parent household, only one parent needs to create an FSA ID. It is recommended that the FSA IDs are created prior to completing the FAFSA.
If a student is not eligible to fill out the FAFSA and will instead be filling out the California Dream Act Application, the student will not be creating an FSA ID. Note that if a parent does not have a social security number they will not be able to create an FSA ID, but can still sign the FAFSA via a printed signature page if the student is eligible to complete the FAFSA.
When registering for the FSA ID there will be a series of questions about the student in terms of basic information like address, etc. Each user will need to select 4 security questions from the drop-down menu and enter answers for them. These security questions will be asked if the user forgets their username or password. In addition, you can use your phone number and/or email for text/email password recovery. A user can retrieve their username or reset their password, either by correctly answering the challenge questions or by having a secure code texted to the cell phone or sent to the email address if they completed the email and/or phone verification steps. If the user uses the challenge question option to reset the password, they will have to wait 30 minutes before they can use their new password.
The FSA ID can be edited and updated as needed and as personal information changes such as an email address. To make changes to the information, the user can go to fsaid.ed.gov and select the “Edit My FSA ID”. Passwords need to be changed every 18 months.
The FSA ID can be a tricky part of the process, especially if there are problems with users forgetting usernames and passwords. If the user gets stuck they can call the FSA ID help center at 1-800-433-3243.
Important links and resources:
- To create an FSA ID click this link: www.studentaid.gov and click on “create account”
- For more information about how to register for an FSA ID, students and families can view this video from Federal Student Aid here.
Provided by:
Paying For College, Submitting FAFSA |
Paying for college can be challenging, but as a Californian student, you have several state-based financial aid programs available to help ease the burden. Remember that you will either need to submit the FAFSA or the California Dream Act application by March 2 in order to be considered for most types of financial aid. See our post, “Financial Aid 101”, to learn more about the process of applying for financial aid. Read on to find out more information about the Cal Grant, Middle Class Scholarship, Chafee Grant, and other financial aid opportunities in California.
Cal Grant
Perhaps the most well-known financial aid program in California is the Cal Grant. The Cal Grant is a state-sponsored grant program available to eligible California students who attend participating colleges, universities, and technical schools in California. Some key facts about the Cal Grant program are:
- The Cal Grant is gift aid and you do not need to pay it back
- You need to meet certain financial, academic, and general requirements in order to be eligible for one of the Cal Grant awards
- There are several types of Cal Grant awards, based on factors like when you are applying for financial aid, what type of college or institution you attend, and your income level. The following provides brief descriptions of the types of Cal Grant awards:
- Cal Grant A or B High School Entitlement: For eligible current high school seniors and recent high school graduates
- Cal Grant A or B Transfer Entitlement: For eligible students who plan to transfer directly from a California Community College to a participating four-year college or university
- Competitive Cal Grant A or B: For eligible students who are not applying as a high school senior, within one year of high school graduation, or upon transfer from a California Community College to a four-year college or university
- Cal Grant C: For eligible students who are pursuing an occupational or technical program
- You do not need to figure out which Cal Grant you may qualify for on your own – you are automatically considered for the correct award based on the information you provide when applying.
- The award amounts for the Cal Grant program depend on which award you have received and the type of institution you attend
Your FAFSA or California Dream Act application serves as your application for the Cal Grant program. Once you have submitted the appropriate financial aid application, you will need to create a WebGrants 4 Students account to access the next steps and secure your Cal Grant, if awarded. For more information about Webgrants, see our post, “After the FAFSA/Dream Act: Next Steps”.
Keep in mind that students who are current or former foster youth, and students who have dependents, may be eligible for additional funds or increased Cal Grant eligibility.
Important Links and Resources:
- Read detailed information about the different types of Cal Grant awards and their eligibility requirements here
- Check out the various Cal Grant award amounts by institution type and award type here
- Check out the 2022-2023 Cal Grant Program Income Ceiling chart here
- Create your Webgrants 4 Students account here
- Learn more about the Cal Grant B Foster Youth Award here
- Learn more about Cal Grant awards for students with dependents here
Middle Class Scholarship
If you are not eligible for the Cal Grant program but still meet certain financial and general requirements, you may be eligible for something called the Middle Class Scholarship (MCS). Unlike the Cal Grant, the Middle Class Scholarship is only available to eligible students at public, four-year universities in California. Some key facts about the MCS are:
- In order to be eligible, your family may have an annual income of up to $184,000 and hold up to $184,000 in assets
- The Middle Class Scholarship is gift aid and does not need to be repaid
- Award amounts for the MCS are sliding scale and may vary by student and institution. This means that you may receive a MCS at one college you have been accepted to but not another
- Students who are eligible can receive an award amount between 10% and 40% of the mandatory system-wide tuition and fees at a University of California or California State University campus
- At a CSU, awards can range between $574 – $2,298
- At a UC, awards can range between $1,257 – $5,028
Like the Cal Grant, your FAFSA or California Dream Act Application serves as your application for the Middle Class Scholarship. Once you have submitted the appropriate financial aid application, you will need to create a WebGrants 4 Students account to manage your award. You will be notified if you have been awarded a Middle Class Scholarship by August.
Important Links and Resources:
- Read the top 10 things to know about the Middle Class Scholarship here
Chafee Grant
In addition to the Cal Grant or Middle Class Scholarship, current or former foster youth who meet certain criteria may also be eligible for another financial aid program in California called the Chafee Grant. If you have been in foster care for at least one day between the ages of 16 and 18, as a dependent or ward of the court, you qualify for this award. If eligible, you can receive up to $5,000 per year (that does not need to be repaid) for five years as long as you attend a qualifying institution in or outside of California.
You will first need to submit a FAFSA or California Dream Act application to be considered for the Chafee grant. If a first-time applicant, you will also need to complete an additional form called the California Chafee Grant application, which you can access through their Webgrants 4 Students account. If the California Department of Social Services is unable to verify your foster status, you will need to complete an additional form to certify your eligibility.
Important Links and Resources:
- Find detailed information about eligibility, the application process, and more for the Chafee Grant here
- To learn about your rights as a California foster youth as well as resources available to you, visit the California Office of the Foster Care Ombudsperson here
California College Promise Grant
For California residents who attend a California Community College and meet certain financial and general eligibility requirements, there is another financial aid program available called the California College Promise Grant (CCPG). This grant waives all enrollment fees for eligible students and does not need to be repaid. It is important to keep in mind that the CCPG waives the $46/unit enrollment fee for any number of units you enroll in, but does not cover additional student fees or books and supplies – you will need to cover these costs through the use of other financial aid or out of pocket.
There are several ways to qualify for the California College Promise Grant, for instance by meeting the income requirements, providing proof of receiving certain federal or state benefits or showing a certain level of financial need. The easiest way for you to determine your eligibility is by completing the FAFSA or the California Dream Act Application, and submitting the California College Promise Grant Application for the specific community college you attend. The financial aid office will follow up to confirm eligibility and potentially request additional documents as proof.
Important Links and Resources:
- For a complete list of links to the California Community Colleges that offer online CCPG applications via CCCApply, click here
- To learn more about the financial aid and opportunities available at the California Community Colleges, check out the website icanaffordcollege.com
Provided by:
