Scholarships for LGBTQIA+ Students | Due April 2022

Scholarships for LGBTQIA+ Students | Due April 2022

Check out these 5 scholarships to apply to! Deadlines are coming up soon, be sure to read the guidelines clearly. You got this!

Better Brother LA

Awards: $500.0 to $5,000.00

Opens: November 2021

Better Brothers LA assists Black LGBTQ+ youth with the cost of college and all its expenses. The scholarships support youth who have been admitted to or are attending an accredited degree, licensing, or vocational program. Scholarship funds are awarded to assist with tuition, purchasing textbooks, and other  academic related costs. Scholarships range from $500.00 to $5,000.00, and are presented to recipients at the annual Truth Awards Ceremony.

GALAS

Award: $1,000

Opens: September 1, 2021

Closes: February 28, 2022

For undergraduate and graduate studies (High School Seniors and College students who are accepted/enrolled in accredited colleges/universities). Armenian descent (1st /2nd /3rd generation Armenians) If parents or grandparents are Armenian, names will have to be provided. Active involvement in an organization that benefits the Gay Lesbian Bisexual Transgender (GLBT) community. Must attend school in California

Markowski-Leach Scholarships

Award: varies depending on funding

Opens: January 2022

The Markowski-Leach Scholarship fund was established as a result of the vision of Tom Markowski and Jim Leach. Tom and Jim were a gay couple living in San Francisco. As the AIDS crisis spread in the early 1980s, they talked about what they would like their legacy to be. They “wanted to make a difference” and felt that, at that time, there was a dearth of positive role models for gays and lesbians. This became the defining theme of the scholarships: to assist in the education of Lesbian, Gay, Bisexual, Transgender and Queer (LGBTQ) people who would then have an impact on other LGBTQ people through their works.

eQuality Scholarships

Award: $6,000

Deadline: January 31, 2022

eQuality Scholarship Collaborative awards scholarships to honor and encourage California students for their service to the lesbian/gay/bisexual/transgender community. Applicants for all scholarships must have demonstrated service to the LGBT+ community. Applicants of all sexual orientations and gender identities are eligible. Awards are available to graduating high school seniors, community college transfer students, and medical students, with their own criteria. For more information or to apply, please visit the scholarship provider’s website.

LEAGUE Foundation Academic Scholarships

Deadline: April 30, 2022

Award: varies

To be eligible for the LEAGUE Foundation Academic Scholarships, applicants must: be a graduating high school senior enrolled in a college or trade school in the US or Canada; be a US citizen; have a 3.0 GPA; and, identify as LGBTQ. 

Scholarships for Undocumented Students | Due Oct 2021

Scholarships for Undocumented Students | Due Oct 2021

Check out these 5 scholarships to apply to! Deadlines are coming up soon, be sure to read the guidelines clearly. You got this!

Golden Door Scholars

Date: October 25, 2021

Award: $30,000

Golden Door awards large scholarships to high performing students with DACA, TPS, or undocumented students who meet the newly expanded eligibility criteria. Applicants must be pursuing a bachelor’s degree. Each of our scholars receives a mentor, as well as internship search support and assistance in finding employment after graduation. We are more than just a scholarship organization; we are a community. During college, a 3.0 GPA is required.

Employment BOOST College Scholarships

Date: year round

Award: $1,000

One scholarship is open to students studying any major and is also eligible for students who are currently undecided about their course of study. The second scholarship is available to students who will major or are majoring in business or STEM (science, technology, engineering, or math).

These two scholarships are offered each year to eligible students. Each winner is only eligible to receive financial aid from Employment BOOST once, ensuring there is plenty of opportunity for students who have never received the award and for those who have previously applied but were not selected.

Paramount Builders, Inc Scholarship

Date: October 1, 2021

Award: $1,000

At Paramount Builders, Inc. we truly care about the youth and their education, and that’s why we are deeply committed to our annual college scholarship contest. Each year, we award a $1,000 college scholarship to one U.S. undergraduate in business, business management, advertising, sales, marketing, or related fields. Will you be our next award recipient?

  • Full-time, U.S. undergraduate seeking a degree in marketing, business management, sales or related field.
  • Must have a minimum 3.5 cumulative GPA and provide a copy of their school transcript.
  • Submit an original 900 – 1,600 word essay entitled “Paramount Builders, Inc. Scholarship.” The paper must be signed with the student’s full name and .edu email address.
  • Agree to permit Paramount Builders, Inc. to publish your essay (whether a winner or not) in our Blog post. Credit will be given to the writer, unless requested otherwise.

RentLingo

Date: October 1, 2021

Award: $1,000

RentLingo was started while the founders were students and that college spirit is in our DNA and drives us to want to give back. To help defer the cost of college, we’re offering a $1,000 scholarship twice per year, every year. Write an essay about what’s your dream job (750 words or less). The top overall winner will receive the $1,000 scholarship and the top three submissions will have the option to get career advice / coaching from RentLingo’s founders, Dan Laufer and Byron Singh.

AMERICANMUSCLE AUTOMOTIVE SCHOLARSHIPS

Date: October 15, 2021

Award: $2,500

We are offering 2 currently enrolled students or high school seniors who are pursuing post-secondary education an opportunity to be awarded $2,500 in tuition assistance towards their upcoming semester! This scholarship is ongoing and will be available for both the spring and fall semesters each year.

Only students currently enrolled full-time in an American college, Canadian colleges, Automotive Engineering programs, Trade schools, technical institute, or high school seniors planning to attend a college or post-secondary institution are eligible to be awarded a scholarship through this program. Winning scholarships will be paid directly to the school as a tuition payment. This is a permanent program that is offered every year and is open for submissions each spring and fall semester!

Scholarships for AAPI Students | Due Nov – May 2022

Scholarships for AAPI Students | Due Nov – May 2022

Check out these 5 scholarships to apply to! Deadlines are coming up soon, be sure to read the guidelines clearly. You got this!

Asian American Architects/Engineers Association (AAa/e) Scholarship

Award: up to $5,000

Deadline: 03/29/2022

Each year, the Asian-American Architects and Engineers Foundation offers scholarships to full-time students pursuing a career in the AEC Industry (architecture, engineering, construction, etc.), who have demonstrated a measurable level of involvement/ service to the Asian-Pacific Islander community, and are a student member of AAa/e.

AANAPISI Scholarship

Award: $2,500 – $5,000 per recipient 

Deadline: November 6, 2021

The Asian American and Native American Pacific Islander-Serving Institution (AANAPISI) Scholarship Program is a collaboration with AANAPISIs and the communities they serve to provide scholarships, expand institutional capacity and mobilize local resources to help foster economic development. The AANAPISI Scholarship is available annually to students attending APIA Scholars AANAPISI partner campuses listed

AICPA Scholarship Award for Minority Accounting Students

Award: $3,000 – $5,000 per recipient 

Deadline: March 1st, 2022

The AICPA Scholarship Award for Minority Accounting Students is part of the AICPA Legacy Scholars program. Students interested in being considered for more than one AICPA Legacy Scholarship need to complete only one application — applicants will be evaluated for all awards for which they are eligible in the program. All applications must be completed and submitted by the deadline to be considered. This award provides financial assistance to outstanding minority students to encourage their pursuit of accounting as a major and their ultimate entry into the profession. Scholarship payments are sent directly to the student’s financial aid office to be used towards payment of tuition and expenses directly related to obtaining a degree. 

LiveLikeLyly Memorial Scholarship

Award: $1,000

Deadline: May 31st, 2022

To provide financial assistance and promotion of Asian American college students pursuing a major in fashion and/or graphic design.

APIA Scholarship Program

Opens: September 8, 2021

Closes: January 26, 2022

Award: varies from one-time $2,500 awards to multi-year $20,000 awards

APIA Scholars provides scholarships to underserved APIA students with a special focus on those who:

  • Live at or below the poverty level, or are otherwise of low socioeconomic status;
  • Are the first in their families to attend college;
  • Are representative of the APIA community’s diversity, (geographically and ethnically}, especially those ethnicities that have been underrepresented on college campuses due to limited access and opportunity; and
  • Have placed a strong emphasis on community service and leadership as well as solid academic achievement.
Scholarships for High School Students Until December 2021

Scholarships for High School Students Until December 2021

It is never too early to start applying for scholarships! Here are five scholarships due this winter for high school students. 

Niche Scholarship- $1,000 due September 30th 

Academic Level: Parents and students currently enrolled in a K-12 school or graduated within the last 4 years

Region: National 

Field of Study: Any

EligibilityReview your school by completing our $1,000 School Survey Sweepstakes and be entered for a chance to win $1,000. 

UNIGO- Why Does Education Matter- $5,000 due November 30th

Academic Level: Ages 14 and older 

Region: National 

Field of Study: Any 

Eligibility

  • US Resident 
  • Must reside in the 50 United States or the District of Columbia 
  • Submit an online written response to the question:”What would you say to someone who thinks education doesn’t matter, or that college is a waste of time and money?” (250 words or less)

California Hispanic Education Endowment Fund (HEEF)- $2,500 due December 31st

Region: Orange County, CA

Field of Study: Any  

Eligibility

  • serves US Citizens, Permanent Residents and Dream Act/ AB 540 students who live in Orange County, California only
  • OC high school and community college transfers who qualify for need based financial aid and who enroll at a 4-year college or university

UNIGO $10k Scholarship- $10,000 due December 31st 

Academic Level: Ages 14 and older 

Region: National 

Field of Study: Any 

Eligibility

  • US Resident 
  • Must reside in the 50 United States or the District of Columbia 

The $2,000 Nitro Scholarship- $2,000 due December 31st

Academic Level: High School Senior

Region: National 

Field of Study: Any

EligibilityJust sign up on website! 

Scholarships for Black Students | Due Sept – Nov

Scholarships for Black Students | Due Sept – Nov

Check out these 5 scholarships to apply to! Deadlines are coming up soon, be sure to read the guidelines clearly. You got this!

AACP Express Scripts Scholarship

Due: 09/20/21

The Express Scripts Scholars Program provides scholarships to enrolled dual degree students. Additional consideration will be given to low socio-economic status students as well as students who are underrepresented minorities. Students must be a United States citizen or permanent resident. AACP will announce the scholarship recipients in Academic Pharmacy Now, in other appropriate publications, and in a News Release for trade journals and newsletters in October. 

SmithGroup Equity, Diversity and Inclusion Scholarship Program 

Due: 10/29/2021

Amount: $6,000

The SmithGroup Equity, Diversity and Inclusion Scholarship Program supports and mentors students from historically underrepresented demographics in architecture, interior design, planning, landscape architecture and engineering. Applicants must be current undergraduate (at least a junior level standing) or graduate students in an accredited architecture, interior design, planning, landscape architecture or engineering program in the United States. Applicants must also: have a 3.0 GPA; and, be Black/African American, Hispanic, Alaskan Native or American Indian, and Native Hawaiian or Pacific Islander. Must be legally authorized to work in the U.S. 

The Legacy Lab Foundation Scholarship

Due: 11/01/2021

Amount: $10,000

Powered by The Giving Back Fund, The Legacy Lab Foundation Scholarship is inviting applications from Black or African-American undergraduate or graduate-level students attending colleges, universities or similar accredited institutions (such as technical schools) in the United States. We are searching for a future leader studying with the intent to revolutionize an industry, change social norms, and/or build a long-lasting brand solution in culture. We will champion one of tomorrow’s leaders working toward making progress today

$10,015 Social Change Fund United Scholarship

Due: 11/01/2021

Amount: $10,015

Social Change Fund United was created in 2020 by philanthropists, entrepreneurs, and NBA superstars Carmelo Anthony, Chris Paul, and Dwyane Wade to support critical and timely issues impacting the Black community. Now, they have created The Social Change Fund United Scholarship to help students of color achieve their dreams of becoming mental health professionals with $5,000 each toward their education. Black students who are currently studying or plan to study mental health care, such as psychology, social work or similar, are eligible to apply. To apply, please share your utopian vision for optimal mental health in the Black community; and how mental health care and advocacy can help achieve social justice for communities of color.

Markforged Distinguished Black Engineers Grant

Due: November 19, 2021

Award: $1,500

Markforged will award this grant to a Black American engineer at a leading technical university. The grant will be awarded to a Black American student studying any engineering field at a top-tier technical undergraduate or graduate university program in the US. Additionally, applicants to this grant will be considered for current and future internships and job opportunities at Markforged as part of an innovative, industry-leading team that is transforming manufacturing. While applicants from any engineering field are welcome, candidates who have demonstrated excellence in cloud computing, material science, industrial design, 3D printing, manufacturing, etc. will be given preference. Preference will also be given to candidates for whom winning the grant would have a strong impact.

Credit Cards 101

Credit Cards 101

You see it all the time on movies and TV! People go shopping and pull out their nice sparkly credit card to pay for the charge, but what exactly is it? Credit cards are actually a staple in adult finances. Read below for more on what credit cards are and why they matter!

Q: What is a credit card?

During a transaction, a credit card will work the same as a debit card. Both cards have a 16-digit number, a security code, and an expiration date; however, the mechanics behind them are different. 

While debit cards withdraw your own funds from the bank, credit cards draw from a loan. This “loan” is called your credit line. Banks will approve you for a certain loan amount and this loan is the maximum the bank is giving you to spend. If your credit line is $500, then you can only use $500. If your credit line is $1000, then you can only use $1000. 

Because the money is not yours, you have to pay the money back month-to-month. Most banks have a listed minimum payment amount. For example, you may have used $300 of your $1000 credit line, and you’re required to make at least a $35 payment each month. The minimum payments vary from bank to bank. 

Notably, credit cards charge you an interest rate. Because the bank is allowing you to use their money, they will charge you interest to make more money back. If your interest rate is 10%, then if you use $100, you have to pay the bank back $110 ($100 + $10 for interest). 

There are different types of credit cards. Some are specifically meant for college students! As you grow older, you will have options to cards that are specific to travel, rewards shopping, and more.

Q: Why should I get a credit card?

Importantly, credit cards can help build and increase your credit score! A credit card is a perfect way to show lenders that you are a reliable consumer through on-time payments and credit usage. 

If you pay your credit card bill every month on time, your credit score will go up! If you pay more than the minimum payment each month, your credit score will also go up!

Additionally, using only a portion of your credit limit is extremely beneficial! Financial experts recommend using only 30% of your credit limit. This indicates to other lenders that although you have access to more money, you do not need to use it all. So if you have a $1000 credit limit, it is recommended that you only use a constant $300. If you use more than 30%, your credit score may decrease, but if you manage to keep it at 30% or lower, your credit score will go up!

Q: Who can get a credit card?

There are a few requirements for a credit card. You must:

  • Be at least 18 years old. At this age, you must have a reliable source of income (your financial aid counts);
  • Have a social security number. If you are a DACA recipient, you can use the SSN assigned to you to apply;

Applications will then ask for other basic information such as your residence, birthdate, and more. Note that some banks may require that you have a co-signer. A co-signer is someone who becomes responsible for your debt if you cannot pay it back. If you miss your credit card payments, then the co-signer begins to be charged and becomes liable for the debt. 

After submitting an application, you will know if you got approved or not within a few business days. Some cards let you know if you got approved instantly!

Q: How do I get a credit card?

The first step is choosing a credit card to apply to. Because we are not financial experts, we cannot recommend specific cards; however, there is plenty of information available online. Some cards are specifically designed for college students. While your credit limit may be lower, it will have more advantages for college students such as easy approval or no yearly charges. 

Google, “best credit cards for college students,” and choose according to what you think is best! Remember that this is a huge financial decision and can impact you negatively if you get rejected. First, make sure that you can prove you have access to financial aid. A work-study or part-time job will always be a plus! If you have not worked for a few months anywhere, you should wait until you have a longer history of income. Credit cards are a safer option for people who have been working for at least a year or two.

Follow the links below for more resources on credit cards! Please remember that we at the Let’s Go team are not financial experts. More individualized advice is required by experts. 

 

Options to Cover the College Bill

Options to Cover the College Bill

Financial aid offers from the colleges you have been accepted to oftentimes don’t cover the entire direct cost of college. This means that after financial aid has been applied, there is usually a balance leftover that the student must pay, which is billed by the college. The total amount due for the year is typically split into two or three bills, based on whether the college goes by the semester system, quarter system, or credit hours. The student will receive the fall bill via mail or via the student’s college portal in June or July. Bill due dates will vary by college, but typically must be paid before classes for the new term start.

There are several options for paying the college bill, and it all depends on what works for you and your family. When planning to pay the college bill, students and families should consider these options first:

  • Family/student savings from savings accounts, and/or college savings plans (such as 529 college savings accounts, if applicable)
  • Earnings from summer or part-time jobs may help cover part of the college bill or cover indirect expenses like transportation, books, or dorm room supplies.
  • Outside scholarships can be used at any college or university. Search for scholarships online and pay close attention to deadlines. 
  • Tuition Payment Plans may make the bill more manageable by enabling you to pay the estimated bill over the course of the school year instead of having to pay it all at once and with no interest accrual. You can look at your college’s website for payment plans available and see if there is one that fits your family’s budget.

These are the best options to pay the college bill because they do not need to be repaid in the future. However, student loans are also another option. If you are considering taking out student loans to cover the college bill, it is advisable to maximize your eligibility for Federal Direct Student Loans or campus-based loans first before looking at private student loans. There are several reasons why federal student loans and campus-based loans may be more beneficial than those you may find on the private market:

  • Favorable interest rates and terms
  • Eligibility doesn’t depend on credit history
  • More flexibility during repayment
  • May be eligible for loan forgiveness if you work in a certain field

In addition to Federal Direct Loans offered to you, the student, there is also a federal loan option for parent(s) who would like to help their children cover the college bill. The Parent Loan for Undergraduate Students (PLUS) allows parents to borrow up to the cost of attendance (after existing financial aid has been taken into account) every year of college, with no long-term cumulative limit. In addition, they may postpone monthly payments on the loan until after their child graduates (although interest will continue to accrue on the loan balance regardless). Also important to note, if your parent(s) apply for the PLUS but are denied, you become eligible for an additional $4,000 in Federal Direct Unsubsidized Loans for the school year. If you find yourself in this situation you should contact your financial aid office for the next steps in having the extra loan amount credited to your account.

Scholarships for Undocumented Students | Due: April – May

Scholarships for Undocumented Students | Due: April – May

Check out these 5 scholarships to apply to! Deadlines are coming up soon, be sure to read the guidelines clearly. You got this! 

Great Minds in STEM Scholarships

Due: April 30, 2021 

Award: $500 – $10,000 

Academic Level: Undergraduate Student, Graduate Student 

Region: National 

Field of Study: STEM 

Eligibility: 

  • Hispanic origin and/or have significantly participated in and promoted organizations and activities in the Hispanic community
  • Enroll in an accredited 2-yr or 4-yr undergraduate college or graduate program for the upcoming fall semester 
  • Must demonstrate merit through academic achievements, leadership, and campus/community activities
  • GPA requirement: 3.0 

Link: http://www.greatmindsinstem.org/scholarships/ 

$1,000 First-Generation Scholarship

Due: May 

Award: $1,000 

Academic Level: High School Senior, Community College Student, Continuation School Student, Nontraditional GED

Region: California (Fresno, Kern, Kings, Madera, Merced, San Joaquin, Stanislaus or Tulare County)

Field of Study: Any

Eligibility:

  • Incoming undergraduate student for the upcoming academic year
  • Must be a first-generation student 

Link: www.centralvalleyscholars.org/scholarships  

B. Davis Scholarship

Due: May 21, 2021

Award: $1,000 

Academic Level: High School Junior or Senior, Undergraduate Student 

Region: National 

Field of Study: Any 

Eligibility: 

  • Open to high school juniors and seniors and college students 

Link: http://studentawardsearch.com/scholarships.htm 

Humane Education Network: A Voice for Animals Contest 

Due: May 

Award: $600 

Academic Level: Under the age of 19

Region: National 

Field of Study: Any 

Eligibility: 

  • Open to all otherwise eligible students worldwide regardless of nationality, citizenship, or country of residence

Link: www.hennet.org/contest.php 

IvyPanda Essay Writing Contest Scholarship

Due: May 31st, 2021 

Award: $1,000

Academic Level: High School, Undergraduate Student

Region: National 

Field of Study: Any 

Eligibility:  

  • The scholarship is open to high school, college, and university students from any country. 
  • Applicant must submit an essay on one of three given topics related to COVID-19.

Link: https://www.ivypanda.com/scholarship-writing 

Filing Taxes as a College Student FAQs

Filing Taxes as a College Student FAQs

Adulting is scary! Suddenly, money is everywhere and confusing. Part of that confusion can definitely stem from filing taxes. Taxes, however, can be tackled, no matter how mysterious. Here are some FAQs about filing taxes as a college student.

***Please note that Let’s Go to College CA can not offer professional tax advice. This post serves as a collection of answers found online. Consult a tax professional for specific questions regarding your unique situation***

Q: Do college students need to file taxes?

A: ANYONE who is single (not legally married) AND earned more than $12,400 in 2020 is required to file taxes. Earned income includes salaries, wages, tips, professional fees, and taxable scholarships and fellowship grants. 

Additionally, you are required to file taxes if your unearned income was more than $1,100. Unearned income includes taxable interest, ordinary dividends, capital gain distributions, unemployment compensation, taxable social security benefits, pensions, annuities, and distributions of unearned income from a trust.   

Source: Internal Revenue Service (IRS) 

Q: Can my parents still claim me as a dependent?

A: Yes! Your parents can claim you as a dependent until you are 24 years old AS LONG AS they provide more than HALF of your living support AND you are a full-time college student. If your parents provide less than half of your support and/or if you are not a full-time student, you should file your taxes independently from them.

Source: Internal Revenue Service (IRS) 

Q: Can I file my own taxes as a dependent?

A: Yes! Even if you are a dependent, you may still file taxes if you had earned income in 2020. If you had a job where you were taxed, you may be entitled to a refund. All you have to do is note in your tax return that you will be claimed as a dependent with your parents. A tax preparer or tax preparing website will assist you with this. 

Source: Internal Revenue Service (IRS) 

Q: What is the American Opportunity Tax Credit?

A: If you/your parents make less than $80,000 a year, you may be entitled up to a $2,500 credit from the government. The credit is meant to help you pay for qualified education expenses. The main factors of eligibility are being enrolled at least half-time during the beginning of 2020, not having finished the first 4-years of higher education, and having no felony or drug conviction.

If the credit brings down the overall tax you owe to zero, you can have 40 percent of any remaining amount of credit (up to $1,000) refunded to you.

Source: Internal Revenue Service (IRS)

Q: What information do I need to file taxes?

A: The main things you will need to file your taxes are your social security number, your mailing address, a W-2 form(s) (provided by your employers), a 1098-T (provided by your school), and a 1098-E (provided by your school loan servicer). 

Source: Internal Revenue Service (IRS) 

Q: Can I file taxes if I am undocumented?

A: Yes! If you are undocumented, you are required to file taxes if you made more than $12,400 in 2020. 

Source: The Balance

Q: What if I don’t have a social security number?

A: If you do not have a social security number, but still are required to file taxes, you can use an Individual Taxpayer Identification Number (ITIN). The ITIN does not allow you to work legally in the U.S., but can be used when reporting taxes. To get an ITIN, you can apply for one through the IRS. 

Source: Internal Revenue Service and The Balance

Q: What if I don’t have a mailing address?

A: You can choose to use a P.O box for tax filing purposes. If you are experiencing homelessness, however, you can ask a shelter or service center if you may use their address on your records and they may allow it.

Source: Get It Back 

Q: Can I claim a device such as a laptop or a tablet as a qualifying educational expense?

A: Yes! If you bought a device in 2020 because it was required for school, then it qualifies as an education expense. However, if you are claiming the Lifetime Learning Credit, you may not deduct equipment purchased from the education institution. 

Source: Turbo Tax